If the invoice has not been paid within 90 days, it is a line on a receivables report in a large company. For the small shop that raised it, it means not getting paid for the employees. The working capital of a micro or small enterprise is the operating cycle—the payment of the buyer, however, is subject to the majorly timely schedule. A situation in which the supplier is forced to borrow at a higher rate of interest, waits for the subsequent ones to pay, or suffers the loss